If I lease my vehicle, does my agreement require me to have my vehicle repaired only with parts authorized by my original manufacturer? If my insurer only pays the cost of salvage or imitation parts, won’t that violate my agreement?
Click Here to view the “replacement parts” section for major auto manufacturer lease agreements where their policy language requires the use of (OEM) original equipment manufacturer pats for your repairs.
Will this Insurer sign an agreement guaranteeing my vehicle’s value will not decrease significantly because it was repaired without new or used original equipment parts?
Does this Insurer consider the use of imitation parts when coming up with a total loss value and reduce the amount I will receive because my vehicle was repaired without new original equipment parts in any prior accident?
Do I have rental car coverage? Does it pay for a rental of similar size and style as the one I’m having repaired? How many days does it cover?
Since rental cars range between $20 – $75 per day, what coverage options should I get so that I won’t have to pay any extra after I return the vehicle?
My preferred body shop also rents vehicles. Can I rent one directly from my shop?
I’ve heard that once a car has been in an accident, it loses value even if it is properly repaired. Will the insurer pay me the diminished value for my vehicle after an accident?
If someone else causes the damages to my vehicle and does not have insurance, do I have the proper amount of collision, uninsured/under insurance coverage?
If my vehicle is involved in an accident, will the insurer provide me with an election form that informs me if they are:
1. Paying for the damage in money as a total loss?
or
2. Electing to repair the damage?
Click Here to view and download a vehicle damage election form in Word format.
Click Here to view and download a vehicle damage election form in .pdf format.
You say you will guarantee the repairs if I have my vehicle repaired at one of your network of preferred collision repair shops. Will you accept full liability for the repair of my vehicle? What exactly does your guarantee promise? Is it in writing? Will you provide me the written document before I decide to have my repair performed at your preferred shop?
What are the terms that the collision repairers accept in order to participate in your network?